CICO
CICO CashCICO PostPay
CICO Cash

Move money like cash.

Send, receive, pay, and cash out with a secure digital wallet built for everyday people, merchants, and local agents.
Get StartedBecome an AgentAccept CICO Payments
CICO-to-CICO transfersMerchant paymentsAgent cash accessSecure access controls
CICO Cash sender and recipient illustration
Consumer + merchant wallet

CICO Cash

Consumer wallet, merchant payments, and local agent cash access.
Institutional infrastructure

CICO PostPay

Institutional interoperability, escrow, and B2B payment infrastructure.
The problem

Cash is useful. Digital money should feel just as simple.

Cash is fast and familiar, but it is hard to track, risky to carry, and inconvenient for digital payments. CICO Cash connects wallets, merchants, and local agents so money can move easily between online and offline life.
1
Pain point

Cash is hard to track

Paper cash moves quickly, but it can be difficult to record, reconcile, or review later.
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2
Pain point

Payments are fragmented

People and businesses need one simple way to move between wallet payments, merchant payments, and cash access.
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3
Pain point

Cash access still matters

Digital money becomes more useful when people can still cash in and cash out through trusted local agents.
Learn more · placeholder

A wallet connected to real-world cash.

User Wallet
Send & Receive
Pay Merchant
Cash-In / Cash-Out Agent
For users

Send, receive, and pay from your phone.

CICO Cash mobile app mockup

Send money

Move CICO balances to another user quickly.

Receive money

Accept money into your CICO wallet.

Request money

Ask for payments without handling cash first.

Track balance

View your wallet activity in one place.

Pay merchants

Use wallet payments where CICO merchant payments are accepted.

Accept CICO payments at your shop, stall, or online store.

Merchants can accept wallet payments, view clear payment confirmations, and keep cleaner digital records.
QR/mobile payments
Clear payment confirmation
Digital receipts
Simple merchant tools · planned
Accept CICO Payments

Become the cash bridge for your community.

CICO agents help customers add cash to their wallets and withdraw wallet balances as physical cash.
Cash-in support
Cash-out support
Serve local customers
Agent opportunity
Become an Agent
Security

Built with security at the center.

CICO Cash is designed with wallet access controls, required verification steps, transaction review practices, and data protection measures to help users and businesses manage payments more safely.
CICO security illustration
Secure access controls
Required verification steps
Transaction review practices
Data protection practices

Start using CICO in a few clear steps.

1. Create your CICO account
2. Complete required verification steps
3. Add or receive money
4. Send, pay, or cash out
5. Track your activity

Your money, always in your pocket.

Manage your CICO balance, send money, pay merchants, and access cash through agents.
Join the waitlistComing soon
CICO Cash mobile app preview

Frequently asked questions

What is CICO Cash?

CICO Cash is a digital wallet and payment network for users, merchants, and local cash agents.

What should I know about CICO pricing?

CICO-to-CICO transfer pricing and any market-specific fees should be confirmed before public launch.

How do I cash in?

Cash-in is intended to happen through participating CICO agent locations once active in your market.

How do I cash out?

Cash-out is planned through participating agents where available and subject to service rules.

Can merchants accept CICO payments?

The merchant experience is designed for wallet payments, confirmations, and cleaner records.

How do agents work?

Agents help bridge digital wallets and physical cash in communities where cash access remains important.

Is my wallet secure?

CICO Cash is designed with wallet access controls, required verification steps, transaction review practices, and data protection measures.

Is the CICO app available now?

Availability should be confirmed before adding app store links or public launch CTAs.
EARLY ACCESS

Get early access to CICO.

CICO is rolling out access in stages. Tell us how you plan to use CICO - as an individual, a merchant, an agent, or an institutional partner - and the team will reach out as availability opens in your area.
Registrations are collected through the CICO interest form. No data is sent from this page.

Individual

Use CICO Cash as your everyday wallet to send, receive, and pay.

Merchant

Plan to accept CICO payments at your shop, stall, or online store.

Agent

Plan to help your community cash in and cash out as a CICO agent.

Partner / institution

Explore CICO PostPay interoperability for your organization.
Register your interest
Register Interest
Opens the CICO interest form, where your details are sent to the CICO team.
Stay updated

Get CICO updates.

Get launch news and early-access updates from CICO.
Product updates are collected through the CICO interest form. Choose Product updates as your interest.
Get Updates
Contact CICO

Talk to the CICO team.

For partnership, merchant, and agent inquiries, use the CICO interest form. The team will follow up as availability opens.
Open Interest Form
Email
Use the CICO interest form
Phone
Phone support will be announced after launch
Contact options
Merchant, agent, partner, and product-update inquiries are collected through the CICO interest form
CICO Cash

Ready to move money like cash?

Start with CICO Cash as a user, merchant, or local agent.
Get StartedBecome an AgentAccept CICO Payments